FHA Limits California 2020
It is important to know the California FHA loan limits because they impact a variety of down payment assistance programs offered in California. Since many down payment assistance programs available in California have maximum loan amounts that exceed FHA loan limits, buyers are capped by FHA limits. That means buyers won’t be able to use FHA loans to qualify for the maximum loan amount available with the down payment program they may have chosen.
FHA loan limits in the majority of California counties is $331,760, and $765,000 for high cost counties.
FHA Limits California – Counties
| County Name | Single-Family | Duplex | Triplex | Fourplex |
|---|---|---|---|---|
| Alameda | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| Alpine | $463,450 | $593,300 | $717,150 | $891,250 |
| Amador | $355,350 | $454,900 | $549,850 | $683,350 |
| Butte | $331,760 | $424,800 | $513,450 | $638,100 |
| Calaveras | $373,750 | $478,450 | $578,350 | $718,750 |
| Colusa | $331,760 | $424,800 | $513,450 | $638,100 |
| Contra Costa | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| Del Norte | $331,760 | $424,800 | $513,450 | $638,100 |
| El Dorado | $569,250 | $728,750 | $880,900 | $1,094,700 |
| Fresno | $331,760 | $424,800 | $513,450 | $638,100 |
| Glenn | $331,760 | $424,800 | $513,450 | $638,100 |
| Humboldt | $345,000 | $441,650 | $533,850 | $663,450 |
| Imperial | $331,760 | $424,800 | $513,450 | $638,100 |
| Inyo | $373,750 | $478,450 | $578,350 | $718,750 |
| Kern | $331,760 | $424,800 | $513,450 | $638,100 |
| Kings | $331,760 | $424,800 | $513,450 | $638,100 |
| Lake | $331,760 | $424,800 | $513,450 | $638,100 |
| Lassen | $331,760 | $424,800 | $513,450 | $638,100 |
| Los Angeles | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| Madera | $331,760 | $424,800 | $513,450 | $638,100 |
| Marin | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| Mariposa | $331,760 | $424,800 | $513,450 | $638,100 |
| Mendocino | $409,400 | $524,100 | $633,500 | $787,300 |
| Merced | $331,760 | $424,800 | $513,450 | $638,100 |
| Modoc | $331,760 | $424,800 | $513,450 | $638,100 |
| Mono | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Monterey | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Napa | $764,750 | $979,000 | $1,183,400 | $1,470,700 |
| Nevada | $486,450 | $622,750 | $752,750 | $935,500 |
| Orange | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| Placer | $569,250 | $728,750 | $880,900 | $1,094,700 |
| Plumas | $336,950 | $431,350 | $521,400 | $648,000 |
| Riverside | $442,750 | $566,800 | $685,100 | $851,450 |
| Sacramento | $569,250 | $728,750 | $880,900 | $1,094,700 |
| San Benito | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| San Bernardino | $442,750 | $566,800 | $685,100 | $851,450 |
| San Diego | $701,500 | $898,050 | $1,085,550 | $1,349,050 |
| San Francisco | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| San Joaquin | $448,500 | $574,150 | $694,000 | $862,500 |
| San Luis Obispo | $690,000 | $883,300 | $1,067,750 | $1,326,950 |
| San Mateo | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| Santa Barbara | $653,200 | $836,200 | $1,010,800 | $1,256,150 |
| Santa Clara | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| Santa Cruz | $765,600 | $980,325 | $1,184,925 | $1,472,550 |
| Shasta | $331,760 | $424,800 | $513,450 | $638,100 |
| Sierra | $331,760 | $424,800 | $513,450 | $638,100 |
| Siskiyou | $331,760 | $424,800 | $513,450 | $638,100 |
| Solano | $506,000 | $647,750 | $783,000 | $973,100 |
| Sonoma | $704,950 | $902,450 | $1,090,850 | $1,355,700 |
| Stanislaus | $365,700 | $468,150 | $565,900 | $703,250 |
| Sutter | $345,000 | $441,650 | $533,850 | $663,450 |
| Tehama | $331,760 | $424,800 | $513,450 | $638,100 |
| Trinity | $331,760 | $424,800 | $513,450 | $638,100 |
| Tulare | $331,760 | $424,800 | $513,450 | $638,100 |
| Tuolumne | $331,760 | $424,800 | $513,450 | $638,100 |
| Ventura | $713,000 | $912,750 | $1,103,350 | $1,371,150 |
| Yolo | $569,250 | $728,750 | $880,900 | $1,094,700 |
| Yuba | $345,000 | $441,650 | $533,850 | $663,450 |
Are you ready to buy a home in California? There are many down payment assistant programs available in California that can be used with FHA financing. Find out which option is best for you.
